PRIVACY POLICY
Effective Date: 6 October 2026
1. INTRODUCTION
Welcome to PaisaWalaGuru.in, a financial guidance and consulting platform powered by LV Biz Law Advisory Pvt. Ltd.
We respect the privacy of our website visitors, customers, prospective customers, business partners and other users.
This Privacy Policy explains how we may collect, use, store, protect and disclose information when you visit or use PaisaWalaGuru.in, submit an enquiry, request a consultation or interact with our services.
By using our website, you acknowledge that you have read and understood this Privacy Policy.
2. INFORMATION WE MAY COLLECT
Depending on how you interact with our website, we may collect information such as:
Personal Information
- Full Name
- Mobile Number
- Email Address
- City / Location
- Address, where voluntarily provided
- Information provided through enquiry or contact forms
Financial & Requirement Information
Where voluntarily provided for the purpose of an enquiry or consultation, we may receive information relating to:
- Financial requirements
- Insurance requirements
- Investment interests
- Loan requirements
- Business requirements
- General financial objectives
- Other information relevant to your enquiry
We only request information that is reasonably relevant to the purpose for which it is collected.
Technical Information
When you visit our website, certain technical information may be collected automatically, such as:
- IP address
- Browser type
- Device information
- Operating system
- Website pages visited
- Approximate usage information
- Date and time of access
- Referring website or source
Such information may be used for website security, analytics, performance monitoring and improving our services.
3. INFORMATION YOU PROVIDE VOLUNTARILY
You may voluntarily provide information when you:
- Submit a Contact Us form
- Request a consultation
- Request information about a financial service
- Send an enquiry
- Subscribe to communications, where available
- Contact us by email, telephone or other communication channels
- Participate in surveys or feedback activities
Please provide accurate information and avoid submitting unnecessary sensitive or confidential information.
4. HOW WE USE YOUR INFORMATION
We may use the information collected for legitimate business and service-related purposes, including:
- Responding to your enquiries
- Understanding your requirements
- Providing requested information
- Arranging consultations
- Providing financial guidance or consulting assistance
- Connecting you with relevant service providers or authorised platforms, where applicable
- Processing or facilitating service requests where authorised
- Improving our website and services
- Communicating with you regarding your enquiry
- Providing customer support
- Maintaining business and service records
- Preventing fraud, misuse and unauthorised activities
- Maintaining website security
- Meeting applicable legal and regulatory requirements
We do not intend to use your personal information for purposes that are materially inconsistent with the purpose for which it was collected without appropriate notice or consent, where required.
5. SHARING OF INFORMATION
We may share information where reasonably necessary for providing the requested service, operating our website or meeting legal obligations.
Depending on the nature of your enquiry, information may be shared with:
- Relevant insurers
- Authorised insurance intermediaries
- Financial service providers
- Investment platforms or intermediaries
- Lending institutions
- Banks or financial institutions
- Technology and hosting service providers
- Professional service providers
- Compliance, legal or regulatory authorities, where required
Where you specifically request assistance involving a third-party provider or authorised platform, information may be shared to the extent necessary to process or respond to your request.
We do not intend to sell personal information to third parties as a standalone commercial product.
6. THIRD-PARTY PLATFORMS
PaisaWalaGuru.in may provide links, references or access to third-party websites, platforms or service providers.
These may include authorised financial service platforms, insurers, lenders, investment platforms or other service providers.
For example, insurance-related services may, where applicable, involve Policybazaar or other authorised platforms/service providers.
Once you leave our website or interact directly with a third-party platform, that third party’s privacy policy, terms and data practices may apply.
We recommend reviewing the privacy policy and terms of any third-party website before providing personal information.
7. COOKIES & TRACKING TECHNOLOGIES
Our website may use cookies and similar technologies to:
- Improve website functionality
- Remember preferences
- Understand website usage
- Analyse traffic
- Improve website performance
- Support security
- Provide relevant website functionality
You may be able to control or disable cookies through your browser settings.
Disabling certain cookies may affect some website functionality.
8. DATA SECURITY
We take reasonable measures to protect personal information against unauthorised access, misuse, alteration, disclosure or destruction.
However, no internet transmission, website or electronic storage system can be guaranteed to be completely secure.
Therefore, while we take reasonable precautions, we cannot guarantee absolute security of information transmitted or stored electronically.
9. CONFIDENTIAL INFORMATION
Please do not submit highly sensitive security information through our website forms or ordinary email communication.
You should never provide:
- Passwords
- OTPs
- ATM / Debit / Credit Card PINs
- Internet banking passwords
- UPI PINs
- CVV numbers
- Account login credentials
- Security questions or authentication codes
If such information is accidentally submitted, please contact us promptly.
10. DATA RETENTION
We may retain personal information for as long as reasonably necessary for the purpose for which it was collected, including:
- Responding to your enquiry
- Providing requested services
- Maintaining business records
- Resolving disputes
- Preventing fraud or misuse
- Meeting legal, regulatory or accounting requirements
The retention period may vary depending on the nature of the information and applicable legal requirements.
When information is no longer reasonably required, it may be deleted, anonymised or securely disposed of, subject to applicable legal and regulatory requirements.
11. YOUR PRIVACY RIGHTS
Subject to applicable law and the nature of the information, you may have rights relating to your personal information, including the ability to:
- Request information regarding personal data held by us
- Request correction of inaccurate information
- Request deletion of information where legally permissible
- Withdraw consent where processing is based on consent
- Raise a privacy-related concern or complaint
Certain requests may be subject to applicable legal requirements, verification procedures or legitimate business and regulatory obligations.
To make a privacy-related request, please contact us using the details provided below.
12. COMMUNICATIONS
If you submit an enquiry or request a consultation, we may contact you through the contact information provided by you.
Communications may include:
- Enquiry responses
- Consultation-related communication
- Service information
- Transaction or process-related updates
- Customer support
- Important notices
Where required, marketing or promotional communications will be handled in accordance with applicable requirements.
You may request that certain promotional communications be discontinued, subject to applicable legal obligations.
13. CHILDREN’S PRIVACY
Our website is intended for general audiences and is not specifically directed towards children.
We do not knowingly seek to collect personal information from children in circumstances where such collection is prohibited by applicable law.
If you believe that a child has provided personal information to us improperly, please contact us so that appropriate action can be considered.
14. LINKS TO OTHER WEBSITES
Our website may contain links to third-party websites, applications or services.
We are not responsible for the privacy practices, content, security or policies of third-party websites.
Users should review the privacy policies of third-party websites before submitting information.
15. FINANCIAL INFORMATION & DISCLAIMER
PaisaWalaGuru.in is a financial guidance and consulting platform.
Information submitted through our website does not automatically create an advisory, investment, insurance, lending or other regulated relationship.
The availability and scope of any financial service may depend upon applicable laws, regulations, registrations, licences, eligibility requirements, partnerships and authorised service channels.
Financial products and investments involve risk. Customers should carefully review applicable product documents, terms and conditions and independently assess their circumstances before making a financial decision.
16. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes in:
- Our services
- Website functionality
- Data practices
- Applicable laws or regulations
- Technology
- Business requirements
Any updated Privacy Policy will be published on this page with a revised effective date.
We encourage users to periodically review this page.
17. CONTACT US
If you have questions, concerns or requests regarding this Privacy Policy or the handling of your personal information, please contact us.
LV Biz Law Advisory Pvt. Ltd.
Platform: PaisaWalaGuru.in
Email: [ENTER OFFICIAL PRIVACY / SUPPORT EMAIL]
Phone: [ENTER OFFICIAL CONTACT NUMBER]
Address: [ENTER REGISTERED / CORPORATE OFFICE ADDRESS]
Privacy Enquiries
Please mention “Privacy Policy / Data Privacy Enquiry” in the subject line of your communication so that your request can be directed appropriately.
18. GOVERNING FRAMEWORK
This Privacy Policy is intended to operate in accordance with applicable laws and regulations governing privacy, data protection and electronic communications in India, as applicable to the services and activities of LV Biz Law Advisory Pvt. Ltd.
Where specific regulatory requirements apply to a particular financial product or service, those requirements will apply in addition to this general Privacy Policy.
FINAL NOTE
Your privacy matters to us.
We aim to handle personal information responsibly, use it for legitimate purposes and take reasonable measures to protect it.
By using PaisaWalaGuru.in, you acknowledge that you have had an opportunity to review this Privacy Policy.
PaisaWalaGuru.in
Smart Guidance. Informed Decisions. Better Financial Futures.
A Financial Guidance & Consulting Platform by LV Biz Law Advisory Pvt. Ltd.
© 2026 LV Biz Law Advisory Pvt. Ltd. All Rights Reserved.